Minimum Wage

Manitoba’s minimum wage increased from $11.15 to $11.35 per hour effective October 1 2018. What if minimum wage was to increase to $15.00 per hour? I normally don’t provide too much of an opinion (publicly), but this is one issue I think I do need to debate. Ontario...

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Night of Grief & Mystery

A special event is happening on Tuesday, October 9th in Winnipeg. And I hope you will join me for a special evening with Stephen Jenkinson. You have likely read my previous articles about the Death Café’s I host normally twice a month (more coming in September,...

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Wanted: Funeral Shoppers

I’m looking for a few good men and women who are interested in shopping for their own funeral (or just for some research). It would involve visiting three or more funeral homes to find out what the difference in costs may be. I’ve been wanting to do some comparison...

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A Natural Death

There has been a recent court case that has me thinking about and I encourage all of you to think about what is a Natural Death. The current court case I am referring to is the Winnipeg man that was found guilty of criminal negligence causing death. His sentence will...

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June Deadlines

There are deadlines in June that some individual tax payers may need to pay attention to. And some other optional forms with no deadlines that may apply to you or someone you care about. Snowbirds may need to file a US tax form, quarterly installments are due, the...

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I met a Death Doula!

Last November, I met a Death Doula. His name is Gerald Fournier. Yes, I said “Death Doula”… so what is a Death Doula? You may have heard about a Birth Doula; a Birth Coach: someone that works with the expectant mother and supports her and the family before birth,...

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Claiming Medical Expenses

Medical expenses can be used to help reduce your personal income taxes. Any medical expenses, (according to CRA’s list, which is extensive) that you pay all or part out-of-pocket, can be claimed as a non-refundable medical expense credit. Why is it called...

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The Disability Tax Credit

There are lots of advertisements in the media about the Disability Tax Credit. It's true, many people may qualify but don’t even know it because it can be confusing. And many people don’t consider themselves “disabled” so don’t want to apply for it. I have even heard...

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RRSPs…Bonuses for Young Parents!

The Registered Retirement Savings Plan (RRSP) contribution deadline for claiming the deduction on your 2017 income tax return is March 1, 2018. For many people, RRSPs are a very important tool to save for their retirement. If you do not have a generous pension plan...

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New Year’s Resolution: Your Will

I'm hoping to convince many of you faithful readers to add one more item to your list of New Year's Resolutions for 2018. "I will get my Will done!" There are too many of you that do not have a Will (and Power of Attorney and Health Care Directive, but one at a...

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Save Taxes in December

There are a few things you can do before December 31st to save on your 2017 taxes, but don't wait 'till the last minute. The First-Time Donor's Super Credit ends December 31. If neither you nor your spouse claimed a donation tax credit from 2008 to 2016, you can get a...

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Self and Family-Managed Home Care

For those who need home care, there are options to the traditional home care that is arranged by the local regional health authority. It is not well known, but it may be appropriate for your family's situation. It is taking over the management of the home care for...

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Proposed Changes to Business Taxes

This past summer, the federal government has proposed a few changes to taxes that will affect incorporated small businesses. For the most part, I agree with the changes. It's time for the more wealthy small business owners to pay more in taxes. There is much in the...

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Your Will: Save Money – Get a Lawyer!

Many executors or surviving family members contact me after someone in their family has died. Even though the family ask for help with the income taxes, I do provide some general guidance regarding how the Estate is processed by the executor. One thing I've realized...

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Half Year Tax Thoughts

It's summertime and only tax professionals are thinking about taxes. I'm thinking about your taxes all the time. But this time of year, maybe while I'm sipping on something refreshing! Some people should be thinking about their tax situation now; if you start thinking...

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Death Café – Relaunched

This past tax season after meeting with many of my existing tax clients and many new people, I was asked many times, when are you having another Death Café? From now to November, we will have one every month; the third Thursday of each month, starting July 20 we will...

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Matching, Hatching, and Dispatching

Before talking about your marital status, a quick note about the June 15 deadline. If you need to make installment payments for 2017, June 15 is the next quarterly deadline. And if you are a snowbird and in the US on average 120 days or more per year, you may need to...

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Taxes Filed? Look at your Notice from CRA

So you have filed your taxes on time and you have received your Notice of Assessment (Notice) from Canada Revenue Agency (CRA), now what? Have a good look at it. You may learn some things about your taxes. Most people just “file it away”. But before you do have a look...

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Federal Budget 2017 and Your Income Taxes

In March 2017, there were a few new announcement that will change the personal income taxes for 2017. I'll explain some of the changes and also revisit other changes to the 2017 taxes that were announced in the past year. First, there is a new Canada Caregiver Credit...

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Rescuing Unclaimed Tax Credits

The 2016 Personal Income Tax season is underway! I look forward to helping our clients get their taxes done on time and as complete and as accurate as possible. My goal is to make sure you receive the largest refund as legally possible or have you pay the least amount...

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RRSPs – Yes, No, or Maybe?

The Registered Retirement Savings Plan (RRSP) contribution deadline for claiming the deduction on your 2016 tax return is March 1, 2017. For many people, RRSPs are a very important tool to save for their retirement. Everyone that does not have a generous pension plan...

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Children under 18? RRSPs!

First I would like to wish everyone a Healthy and Happy New Year! Hope 2017 is the best year yet for you and your family! If you have children under age 18, you really should consider purchasing RRSPs (Registered Retirement Savings Plans) before the March 1 2017...

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2016 Year End Tax Tips

The December 31st deadline is important for making charitable donations, incurring medical expenses, for contributing to spousal RRSPs (if you are close to retirement), contributing to RESPs, and for RRSP or RRIF withdrawals if you are in a low tax bracket. Do you...

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Your Legal Representative

I am in the middle of my first three part Estate Planning workshop. The participants have completed two of the three day event and feedback has been very good. There were lots of questions and discussion around the legal representative, so I thought I should share my...

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